We simplify Mortgage & Relocation in Panama

Our job is to simplify and streamline your installation process by taking care of all aspects, from finding a mortgage with a local bank to securing housing for your family and managing all other aspects of relocation.
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Access more than 30 lenders in Panama and get the best rates

BAC
Banco Aliado
Banco Delta
Banco General
Banco Lafise
Banco Nacional
Banesco
Banistmo
Bank of China
Banisi
Banvivienda
BCT Bank
Bi-Bank
Caja de Ahorros
Canalbank
Capital Bank
Citi Bank
Credicorp
Davivienda
Global Bank
Mercantil
Metrobank
MMG Bank
Multibank
Banco La Hipotecaria
Prival
Scotia Bank
St Georges Bank
Towerbank
Unibank

Our Mission

Flag & Casa of Panama

The mission of Hipotekya is to revolutionize the mortgage industry in Panamá by providing a seamless and efficient platform that connects real estate buyers to all available banks and lenders to find the best mortgage possible.

We are committed to using cutting-edge technology and automation to streamline the mortgage process, making it faster, more accurate, and less prone to errors.

Our goal is to provide our customers with the assurance that they are getting the best deal on their mortgage, while also offering unparalleled customer service and support throughout the entire process.

Ultimately, our mission is to help more people achieve their dream of owning a home, by making the mortgage process easier and more accessible for everyone.

How it works?

Complete the wizard

Complete the wizard

You will be asked for informations about your project: its price, your financial situation.
We search for lenders

We search for lenders

Hipotekya will search and automatically select the best rates & conditions from our lending partners.
Sign your loan contract

Sign your loan contract

We make sure to take you along every step of the way to get your loan approved by the financial institution.

Frequently asked questions on mortgage loans and our services

Hipotekya is the Fintech leading the revolution in the mortgage broker profession. We operate in Panama and are here to help you find your mortgage loan and also in most aspects of your relocation. We speak English / Spanish / French.

Hipotekya is for anyone looking for a mortgage loan in Panama. We also assist in finding property to rent or buy and others aspects of a relocation

In simple terms, a mortgage broker is a comparator and, primarily, a mortgage loan expert. They contact the various lenders on the market and use their experience to help their clients find the best financing conditions for their real estate projects, including the best mortgage rates.

A mortgage broker can save you time and money. Their job is to offer you the best finance package for your project and manage the bidding process with market lenders for you, using their influence to negotiate favorable conditions. They are your point of contact, to whom you can ask any questions you may have and they will accompany you for the whole process. They can also provide advice on tax issues related to your project and on pension issues.

Your buying capacity can vary considerably from one lender to another as they all have different criteria for granting a mortgage loan. This capacity has a direct impact on what you can buy. Ensuring competition between the various institutions is also a way of getting the best rates and the best amortization conditions.

Hipotekya is in contact with all the lenders on the market including some who offer unbelievably low rates but are not among the big banks that everyone knows. We also have special relationships with our partners as we provide them with a lot of business, which gives us access to lower rates than clients who contact them directly. After analyzing your application, we send a request to all the lenders on the market. The financial institutions come back to us with offers and your advisor can then direct you to the most appropriate solution for your situation, your current project, and your plans for the future.

The application is free. When Hipotekya successfuly qualify your project, there is a fixed cost to cover our operation and some lenders also compensates Hipotekya.

Bank's conditions change constantly. Hipotekya is in contact with the banks every day and provides advice on constructing your application and the strategic choices related to your project.

Start your project with Hipotekya

Hipotekya supports you for the whole of your real estate project. Fill your application, and get the best loan conditions in just a few clicks.
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